Your financial life, finally organised

Meet Navi.
Your financial
co-pilot.

Navi is your household financial operating system — helping you organise your finances, understand the decisions ahead, and build a clear picture of your financial life. Free to join, no obligation.

Ask Navi anything
✓ Free to join — always
✓ Regulated advice available
✓ FCA framework
Financial Overview
Your finances, organised across six planning areas
📊
Financial Overview & Organisation
In Progress: 85%
🛡️
Life & Health Protection
In Progress: 45%
🏠
Mortgages & Borrowing
Data Complete: 100%
📈
Savings & Investment
In Progress: 40%
⏳
Pensions & Retirement
In Progress: 60%
📋
Wills & Estate Planning
Not Started: 0%
Key:
Review & Confirm
Planning Gap
N
Navi · Your Financial Co-Pilot
Online
Money Mindful in 90 seconds
How it works

Your financial life, finally clear
See how in 90 seconds

A short overview of how Money Mindful can help you understand, organise and take control of your money.

1
The problemOur financial lives are fragmented — pensions, savings, protection and property: often disorganised and disconnected.
2
The insightFinancial confidence doesn't start with advice. It starts with clarity — understanding where you stand.
3
The solutionNavi guides you, builds your overview, and connects you with a regulated adviser if and when the time is right.
Understanding the gap

What this means for
your financial life

Most people don't realise what's missing — until they see it.

🧩
Financial life feels fragmented
No single view of pensions, savings, protection and property
💡
You don't know what you don't know
Important gaps often stay hidden
🚪
Advice feels out of reach
So decisions get delayed
🔄
Complexity creates inaction
And nothing changes

Now imagine seeing it clearly

Money Mindful
Financial Overview
Progress —
Financial Overview
Life & Health Protection
Mortgages & Borrowing
Savings & Investment
Pensions & Retirement
Wills & Estate Planning
Key
Review & Confirm
Planning Gap
Financial Overview
📊
Financial Overview & Organisation
🛡️
Life & Health Protection
🏠
Mortgages & Borrowing
📈
Savings & Investment
⏳
Pensions & Retirement
📋
Wills & Estate Planning

Money Mindful brings everything together into a clear, structured overview of your financial life.

As you talk with Navi:

✓ your financial picture takes shape
✓ important gaps are highlighted — without pressure
Start with a simple question →
For financial advisers

Navi takes you to the station.
The adviser takes you to your destination.

Money Mindful works alongside advisers — not against them. When a member is ready, Navi prepares everything for a productive first conversation.

1
Member builds their financial overview
Through natural conversation with Navi, members organise information across all six planning areas.
2
Navi identifies planning considerations
Structural observations surface naturally — protection gaps, mortgage renewals, pension shortfalls — noted without pressure.
3
Warm adviser introduction
When the time is right, Navi generates a preparation report. The adviser receives an organised, prepared client.
Adviser Preparation Report
Client Readiness Summary
Everything needed to begin a productive conversation — generated automatically when a member is ready.
✓
Organised financial snapshot across all six areas
✓
Member's stated objectives and priorities
✓
Structural observations and planning gaps
✓
Key questions the member wants answered
✓
Conversation timeline and engagement history
“Instead of a cold enquiry, the adviser receives an organised, informed client — ready for a meaningful conversation.”
Built on trust

Transparency at every step

Money Mindful is designed around your interests — not ours.

🎯

Built around your interests

We do not promote hidden products or push transactions. You remain in control — your co-pilot guides, you decide.

👥

Co-pilot and human expertise combined

Navi helps you explore and organise. When professional advice is needed, qualified regulated advisers take over.

🔐

Your data is private and secure

Modern encryption protects your information. Your data is never sold. You control what is shared and with whom.

⚖️

Guidance and regulated advice

Navi provides education, organisation and Targeted Support. Where regulated advice is needed, our adviser network provides it.

🤝

Designed to work with advisers

Money Mindful bridges the gap — connecting people with qualified advisers at the right moment.

🌍

A new category

Not a budgeting app, a robo-adviser, or an advice firm. The pre-advice preparation and organisation layer that nobody currently owns.

FCA

FCA Targeted Support framework — April 2026

Money Mindful operates within the FCA's Targeted Support framework and provides access to regulated financial advice through our partner adviser network.

Start today — it's free

Your financial home
starts with a conversation

Tell Navi what's on your mind. No right way to start — no obligation.

Start talking to Navi →
“Am I on track for retirement?” “Should I review my mortgage?” “Help me organise my finances.” “Do I have enough life cover?” “I'm not sure where to start.”
Free to join
Regulated advice available
Your data stays private
No obligation