Navi is your household financial operating system — helping you organise your finances, understand the decisions ahead, and build a clear picture of your financial life. Free to join, no obligation.
Ask Navi anything
✓ Free to join — always
✓ Regulated advice available
✓ FCA framework
Financial Overview
Your finances, organised across six planning areas
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Financial Overview & Organisation
In Progress: 85%
🛡️
Life & Health Protection
In Progress: 45%
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Mortgages & Borrowing
Data Complete: 100%
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Savings & Investment
In Progress: 40%
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Pensions & Retirement
In Progress: 60%
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Wills & Estate Planning
Not Started: 0%
Key:
Review & Confirm
Planning Gap
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Navi · Your Financial Co-Pilot
Ask Navi anything — your overview builds as you talk
Online
How it works
Your financial life, finally clear See how in 90 seconds
A short overview of how Money Mindful can help you understand, organise and take control of your money.
1
The problemOur financial lives are fragmented — pensions, savings, protection and property: often disorganised and disconnected.
2
The insightFinancial confidence doesn't start with advice. It starts with clarity — understanding where you stand.
3
The solutionNavi guides you, builds your overview, and connects you with a regulated adviser if and when the time is right.
What Navi does for you
Everything in one place, always working for you
From your first conversation to your first meeting with an adviser, Navi builds, organises and protects your complete financial picture.
01
Your foundation
FinancialOverview
Form filling is no fun. Navi builds your overview from natural conversation.
Form filling is no fun. Navi builds your overview from natural conversation and shows you how complete each section is — so you always know where you stand. No forms, no jargon, no starting from scratch.
A realistic, workable plan built through conversation — your pace, your choice.
Navi's goal is a realistic, workable plan that leads to greater stability and security. Build it naturally through conversation, or work through a structured questionnaire — your pace, your choice.
Navi flags gaps across all six areas as you talk — even ones you haven't mentioned.
As you talk, Navi flags potential gaps — spotting that a conversation about Wills might also raise questions about your life cover, for example. Add it to your plan, explore it now, or snooze and revisit later.
Mortgage expiries, renewals, tax deadlines — all learned from conversation.
Never miss a key date. Mortgage rate expiries, Will reviews, insurance renewals, tax return deadlines — Navi learns them from conversation, populates your calendar and sends timely reminders.
Store your Will, pension statements, P45s and more — all in one secure place.
Store your Will, mortgage and pension statements, insurance schedules, P45s, ISA details — everything in one secure place. Share with advisers on your terms, and let Navi read and discuss the details with you.
Arrive at your adviser meeting already organised, informed and confident.
When the time feels right, Navi quietly prepares everything — your financial picture, your priorities, your questions. You walk into that adviser meeting already organised and informed, so the conversation can go straight to what matters.
From your first question to your strongest financial position
Money Mindful isn't a one-time event. It's a living picture of your financial life — one that gets clearer, richer and more useful over time.
Step 01 of 05
Start a conversation
No forms, no setup. Tell Navi what's on your mind — a question, a worry, something you've been meaning to sort out. Any starting point works.
Navi — your co-pilot
NaviHi, I'm Navi. What's on your mind financially today?
We've got a baby on the way and I have no idea where to start.
NaviCongratulations! Let's start with what you already have in place — do you have life insurance?
Step 02 of 05
Build your financial picture
As you talk, Navi organises what you share into your Financial Overview — six areas of your financial life, filling in naturally as your conversations develop.
Your Financial Overview
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Financial Management
🛡️
Life & Health Protection
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Mortgages & Debts
📈
ISAs & Investing
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Pensions & Retirement
📜
Wills & Estate
Step 03 of 05
Identify what matters and what's missing
Navi surfaces potential gaps and priorities you might not have considered. Walking you through options and potential solutions — you stay in control throughout.
Potential planning gaps
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Life & ProtectionYour mortgage is £340k but your life cover is £150k. There may be a shortfall worth reviewing.
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Wills & EstateWith a new child on the way, guardianship provisions in a Will become important.
Step 04 of 05
Arrive prepared
When the time feels right to engage with your financial adviser, you'll be advice ready — already organised, your priorities clear, your questions formed, your documents in one place. No starting from scratch.
Editable file summary — review and refine before sharing
Ready to share with your adviser →
Step 05 of 05
The picture becomes clearer
Your adviser adds context, uploads documents, refines your plan. Navi keeps everything current — so every future conversation, with anyone, starts from a stronger place.
The cycle continues → back to step 1
Your living financial picture
1
Adviser meeting — plan updated
2
Navi flags mortgage expiry in 4 months
3
New conversation — life event added
4
Picture richer, next meeting stronger
Built on trust
Transparency at every step
The financial operating system for households.
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Built around your interests
We do not promote hidden products or push transactions. You remain in control — your co-pilot guides, you decide.
Not a budgeting app, a robo-adviser, or an advice firm. A new platform where you can explore, organise, question, collate and store your financial life.
Money Mindful is an educational guidance platform. We help households explore, organise and understand their finances — we do not provide financial advice. Where regulated advice is needed, we’ll help you prepare for a conversation with your adviser.
Start today — it's free
Your financial home starts with a conversation
Tell Navi what's on your mind. No right way to start — no obligation.
