Your financial life, finally organised

Meet Navi.
Your financial
co-pilot.

Navi is your household financial operating system — helping you organise your finances, understand the decisions ahead, and build a clear picture of your financial life. Free to join, no obligation.

Ask Navi anything
✓ Free to join — always
✓ Regulated advice available
✓ FCA framework
Financial Overview
Your finances, organised across six planning areas
📊
Financial Overview & Organisation
In Progress: 85%
🛡️
Life & Health Protection
In Progress: 45%
🏠
Mortgages & Borrowing
Data Complete: 100%
📈
Savings & Investment
In Progress: 40%
⏳
Pensions & Retirement
In Progress: 60%
📋
Wills & Estate Planning
Not Started: 0%
Key:
Review & Confirm
Planning Gap
N
Navi · Your Financial Co-Pilot
Online
Money Mindful in 90 seconds
How it works

Money Mindful
in 90 seconds

A short overview of how Money Mindful helps you understand, organise and take control of your financial life.

1
The problemOur financial lives are fragmented — pensions, savings, protection and property all disconnected.
2
The insightFinancial confidence doesn't start with advice. It starts with clarity — understanding where you stand.
3
The solutionNavi guides you, builds your overview, and connects you with a regulated adviser when the time is right.
Understanding the gap

Why you may not be in
control of your finances

Financial life feels fragmented
Pensions, savings, protection, property — each managed separately, with no single view of the whole picture.
You don't know what you don't know
Most planning gaps aren't obvious until something goes wrong. Without a structured overview, important areas simply don't get looked at.
Professional advice feels out of reach
Traditional financial advice has moved towards wealthier clients. Millions with real financial decisions are left without a clear path to guidance.
Complexity creates paralysis
When financial life feels overwhelming, the easiest response is to do nothing. Clarity is what breaks the cycle.
The Money Mindful difference

Money Mindful replaces fragmentation with structure. Navi — your financial co-pilot — builds a clear picture of your financial life across all six planning areas, through natural conversation.

You don't need to know where to start. You just need to start a conversation.

Over time, Navi helps you see your financial life clearly, identify what matters, and connects you with a regulated adviser who already understands your situation.

“The goal isn't to make financial decisions for you. The goal is to give you the clarity and confidence to make better decisions yourself.”

For financial advisers

Navi takes you to the station.
The adviser takes you to your destination.

Money Mindful works alongside advisers — not against them. When a member is ready, Navi prepares everything for a productive first conversation.

1
Member builds their financial overview
Through natural conversation with Navi, members organise information across all six planning areas.
2
Navi identifies planning considerations
Structural observations surface naturally — protection gaps, mortgage renewals, pension shortfalls — noted without pressure.
3
Warm adviser introduction
When the time is right, Navi generates a preparation report. The adviser receives an organised, prepared client.
Adviser Preparation Report
Client Readiness Summary
Everything needed to begin a productive conversation — generated automatically when a member is ready.
✓
Organised financial snapshot across all six areas
✓
Member's stated objectives and priorities
✓
Structural observations and planning gaps
✓
Key questions the member wants answered
✓
Conversation timeline and engagement history
“Instead of a cold enquiry, the adviser receives an organised, informed client — ready for a meaningful conversation.”
Built on trust

Transparency at every step

Money Mindful is designed around your interests — not ours.

🎯

Built around your interests

We do not promote hidden products or push transactions. You remain in control — your co-pilot guides, you decide.

👥

Co-pilot and human expertise combined

Navi helps you explore and organise. When professional advice is needed, qualified regulated advisers take over.

🔐

Your data is private and secure

Modern encryption protects your information. Your data is never sold. You control what is shared and with whom.

⚖️

Guidance and regulated advice

Navi provides education, organisation and Targeted Support. Where regulated advice is needed, our adviser network provides it.

🤝

Designed to work with advisers

Money Mindful bridges the gap — connecting people with qualified advisers at the right moment.

🌍

A new category

Not a budgeting app, a robo-adviser, or an advice firm. The pre-advice preparation and organisation layer that nobody currently owns.

FCA

FCA Targeted Support framework — April 2026

Money Mindful operates within the FCA's Targeted Support framework and provides access to regulated financial advice through our partner adviser network.

Start today — it's free

Your financial home
starts with a conversation

Tell Navi what's on your mind. No right way to start — no obligation.

Start talking to Navi →
“Am I on track for retirement?” “Should I review my mortgage?” “Help me organise my finances.” “Do I have enough life cover?” “I'm not sure where to start.”
Free to join
Regulated advice available
Your data stays private
No obligation